Bank Holiday Today: Are Banks Closed for BMC Elections? Check Details

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Bank Holiday Today: Are Banks Closed for BMC Elections? Check Details

January sees a busy bank holiday calendar across multiple states due to local elections, regional festivals, and national observances. Customers may experience limited access to branch services on various dates throughout the month.

Published by Somesh | January 15, 2026

Bank Holiday Schedule in January 2026: Maharashtra Banks Closed for BMC Elections

Banks in Maharashtra will remain closed onThursday, January 15, 2026, due to the Brihanmumbai Municipal Corporation (BMC) elections. January is also packed with regional festivals, so customers are advised to check the bank holiday calendar before planning any branch visits.

Regions with Bank Closures on January 15

Banks will also be closed inUttar Pradesh, Karnataka, Tamil Nadu, Sikkim, Telangana, and Andhra Pradeshfor festivals such asMakara Sankranti, Uttarayana Punyakala, Pongal, and Maghe Sankranti.

Upcoming Bank Holidays

January 16:Banks in Tamil Nadu closed forThiruvalluvar Day, honoring the famous Tamil poet and philosopher.
January 17:Banks in Tamil Nadu closed forUzhavar Thirunal, the harvest festival. Note: January 17 is the third Saturday; no other states have a weekend closure.
January 18:Sunday – banks closed nationwide.
January 23:Banks closed inTripura, Odisha, and West BengalforSaraswati Puja, Vir Surendrasai Jayanti, Basanta Panchami, andNetaji Subhas Chandra Bose’s birthday.
January 26:Nationwide bank holiday forRepublic Day.

Available Banking Services

Customers are encouraged to plan banking activities in advance and make use ofdigital banking platformsto avoid disruptions. Bank holidays may vary by state, and as per RBI guidelines, banks are closed on thesecond and fourth Saturdayseach month.

While branches remain closed on holidays, services viaUPI, mobile banking, net banking, and ATMswill continue. However,cheque clearing and other over-the-counter serviceswill be unavailable. The RBI has not altered regular branch timings on working days, so banks will continue to follow their standard schedules.